HJRES165Referred to Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-04-30
Introduced
0
Cosponsors
HJRES
ⓘ
Type

Sponsor

Brittany Pettersen
Brittany Pettersen
Democrat · CO · Representative
Votes with party: 96.7% (550 recorded votes)
Top industries funding sponsor:
  • Climate & Environment$5k

Full profile: /officials/P000620

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Latest Action

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Referred to the House Committee on Financial Services.

2026-04-30

Source: Congress.gov

Committee Activity

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Plain-English Summary

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw a rule that regulated how credit reporting companies can share and use consumer credit information. This would keep the original rule in place, maintaining restrictions on who can access your credit reports and for what purposes. The change would primarily affect credit reporting agencies, lenders, and employers who use credit information in their business decisions.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 165 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. J. RES. 165 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports''. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 30, 2026 Ms. Pettersen submitted the following joint resolution; which was referred to the Committee on Financial Services _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports (87 Fed. Reg. 41243 (July 12, 2022))'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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