Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Referred to the House Committee on Financial Services.

2026-04-30

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw a rule that limited how much state laws could override federal credit reporting protections. If approved, this would prevent the agency from rolling back those protections, keeping stronger state-level rules in place for how credit reporting companies handle consumer information. The measure affects credit reporting agencies, consumers who use credit, and states that have their own consumer protection laws.