HJRES171Referred to Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-04-30
Introduced
0
Cosponsors
HJRES
ⓘ
Type

Sponsor

Nikema Williams
Nikema Williams
Democrat · GA · Representative
Votes with party: 97.6% (585 recorded votes)

Full profile: /officials/W000788

Source: Congress.gov · FEC

Cosponsors (0)

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Referred to the House Committee on Financial Services.

2026-04-30

Source: Congress.gov

Committee Activity

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Plain-English Summary

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its 2022 guidance that limited banks' ability to charge excessive fees when customers' deposits are returned unpaid. If approved, this would force the agency to keep the rule in place, protecting consumers from unfair banking fees.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 171 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. J. RES. 171 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices''. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 30, 2026 Ms. Williams of Georgia submitted the following joint resolution; which was referred to the Committee on Financial Services _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices (87 Fed. Reg. 66940 (November 7, 2022))'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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