Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".

Referred to the House Committee on Financial Services.

2026-04-30

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its 2022 guidance that limited banks' ability to charge excessive fees when customers' deposits are returned unpaid. If approved, this would force the agency to keep the rule in place, protecting consumers from unfair banking fees.