HJRES177Referred to Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-05-07
Introduced
0
Cosponsors
HJRES
ⓘ
Type

Sponsor

Bill Foster
Bill Foster
Democrat · IL · Representative
Votes with party: 97.7% (604 recorded votes)

Full profile: /officials/F000454

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

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Referred to the House Committee on Financial Services.

2026-05-07

Source: Congress.gov

Committee Activity

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Plain-English Summary

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw a rule that required credit reporting companies to use stricter procedures when matching consumers' names to their credit files. If approved, this would prevent the agency from rolling back the name-matching rule, which was designed to reduce cases where people's credit information gets mixed up with someone else's. The measure affects credit reporting companies and consumers who rely on accurate credit reports for loans and other financial services.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 177 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. J. RES. 177 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures''. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES May 7, 2026 Mr. Foster submitted the following joint resolution; which was referred to the Committee on Financial Services _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures, 86 Fed. Reg. 62468 (November 10, 2021)'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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