Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

Janelle S. Bynum

Democrat · OR · Representative

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Referred to the House Committee on Financial Services.

2026-05-12

Source: Congress.gov

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance on illegal negative option marketing practices—the deceptive billing tactics where companies automatically charge customers for subscriptions or services without clear consent. This would force the agency to keep its rules in place that protect consumers from being tricked into recurring charges they didn't knowingly agree to. The measure affects everyday people who use online services and subscriptions, as well as the companies that offer them.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 183 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. J. RES. 183 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices''. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES May 12, 2026 Ms. Bynum submitted the following joint resolution; which was referred to the Committee on Financial Services _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices (88 Fed. Reg. 5727 (January 30, 2023))'' (90 Fed. Reg. 20086 (May 12, 2025)), and such rule shall have no force or effect. <all>

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