Restoring Competitive Property Insurance Availability Act

Clay Higgins

Republican · LA · Representative

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Referred to the House Committee on Ways and Means.

2025-02-06

Source: Congress.gov

Restoring Competitive Property Insurance Availability Act This bill allows certain insurance companies to temporarily exclude premiums paid for real property insurance on property located in a federally-declared disaster area from the company's gross income for federal tax purposes. Specifically, under the bill, an insurance company (other than a life insurance company) that provided real property insurance immediately prior to a federally-declared disaster for property located in the disaster area may exclude from gross income (1) the amount of premiums paid for such insurance, minus (2) any tax deductions properly attributed to such premiums. Further, such premiums may be excluded for the first five tax years ending after the date of the disaster.

Plain-English rewrite of the Congressional Research Service summary published on Congress.gov. Cached and reviewed.

• HR6963To designate the community-based outpatient clinic of the Department of Veterans Affairs in Lafayette, Louisiana, as the "Rodney C. Hamilton Sr. VA Clinic".
  Passed House · 2026-07-16
• HR9725To amend title 5, United States Code, to abolish the Council of the Inspectors General on Integrity and Efficiency, and for other purposes.
  Referred to Committee · 2026-07-16
• HR9643Comment Integrity and Management Act
  Referred to Committee · 2026-07-13
• HR2715Destruction of Hazardous Imports Act
  Referred to Committee · 2026-06-18