GAP Act

Sharice Davids

Democrat · KS · Representative

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

2026-10-05

Source: Congress.gov

Plain-English summary pending. Introduced on 2026-10-05. Check back soon — summaries are generated as bills progress through Congress.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 10725 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 10725 To amend title XVIII of the Social Security Act to provide for certain reforms with respect to medicare supplemental health insurance policies. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES October 5, 2026 Ms. Davids of Kansas introduced the following bill; which was referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ A BILL To amend title XVIII of the Social Security Act to provide for certain reforms with respect to medicare supplemental health insurance policies. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Guaranteeing Access to supplemental Plans Act'' or the ``GAP Act''. SEC. 2. ANNUAL ENROLLMENT PERIOD FOR MEDICARE SUPPLEMENTAL POLICIES. (a) In General.--Section 1882 of the Social Security Act (42 U.S.C. 1395ss), is amended by adding at the end the following new subsection: ``(aa) Enrollment Period.-- ``(1) In general.--Beginning January 1, 2028, the issuer of a medicare supplemental policy shall provide for a general enrollment period for each year during which any individual eligible for benefits under this title may enroll in any policy offered by the issuer. Such enrollment period shall be the same as the annual, coordinated election period under section 1851(e)(3) for the year. ``(2) Guaranteed issue.--During the enrollment period described in paragraph (1), the issuer of a medicare supplemental policy may not deny or condition the issuance or effectiveness of a medicare supplemental policy, or discriminate in the pricing of the policy, because of health status, claims experience, receipt of health care, or medical condition in the case of an individual who seeks to enroll in the policy during such period. ``(3) Noncompliance.--The provisions of subsection (s)(4) shall apply to a failure to meet the requirements of paragraph (2) in the same manner as such provisions apply to a failure to meet the requirements of subsection (s).''. (b) Outreach Program.--Not later than 30 days after the date of the enactment of this Act, the Secretary of Health and Human Services shall update the applicable information relating to the Medicare program that is provided in the notices commonly referred to as ``Medicare & You'' and ``Welcome to Medicare'' pursuant to section 1804 of the Social Security Act (42 U.S.C. 1395b-2) to include information on the effect of the amendment made by this section. <all>

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