HouseH.R. 10901119th Congress

Streamlining Affordable Housing Act of 2026

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[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 10901 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                               H. R. 10901

To require the Secretary of Housing and Urban Development to establish 
   a formula grant program to provide grants to States to be used to 
streamline assistance offered by such States to builders of affordable 
                    housing, and for other purposes.

_______________________________________________________________________

                    IN THE HOUSE OF REPRESENTATIVES

                            October 22, 2026

  Mrs. Torres of California introduced the following bill; which was 
            referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL

 
To require the Secretary of Housing and Urban Development to establish 
   a formula grant program to provide grants to States to be used to 
streamline assistance offered by such States to builders of affordable 
                    housing, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Streamlining Affordable Housing Act 
of 2026''.

SEC. 2. GRANT PROGRAM.

    (a) In General.--The Secretary of Housing and Urban Development 
shall, not later than 180 days after the date of the enactment of this 
Act, establish a program to provide formula grants to States to be used 
to streamline financing support offered by such States to builders of 
affordable housing.
    (b) Use of Amounts.--A State that receives amounts under this 
section shall use such amounts for the purposes of--
            (1) consolidating entities and functions administered by 
        the State that provide financing support for affordable housing 
        financing under one entity; and
            (2) streamlining the processes used to access financing 
        support for affordable housing that is offered by the State, 
        including providing technical assistance to builders and 
        creating a single, universal application process for builders 
        to receive financing support.
    (c) Other Supplemental Uses.--States that are engaged in, or have 
completed, each activity described in subsection (b) may also use 
amounts provided under this section to--
            (1) reorganize or restructure entities administered by the 
        State;
            (2) hire personnel to carry out activities described in 
        this section;
            (3) streamline permitting, zoning, or regulatory processes 
        to increase the supply of affordable housing in the State;
            (4) streamline and improve the accessibility of the 
        processes used by the State to administer the Low Income 
        Housing Tax Credit; and
            (5) engage in any other activity that the Secretary of 
        Housing and Urban Development determines appropriate to support 
        the building of affordable housing.
    (d) Allocation of Amounts.--
            (1) In general.--To receive amounts under this section, a 
        State shall, each year, not later than 45 days after the 
        Secretary has provided a public notification of the 
        availability of funds as described in paragraph (3), notify the 
        Secretary of Housing and Urban Development that the State is 
        opting into the grant program established under this section 
        for such fiscal year.
            (2) Allocation.--
                    (A) In general.--The Secretary shall divide any 
                amounts appropriated under this subsection (f) between 
                the States that opt in to the grant program in 
                accordance with paragraph (1) and shall divide amounts 
                between such States based on the population of such 
                States.
                    (B) Minimum amount.--Subject to appropriations, 
                each State that opts into the grant program under this 
                section shall receive, to the maximum extent 
                practicable, a minimum amount of $500,000 for each 
                fiscal year, in addition to the amount determined under 
                subparagraph (A).
            (3) Availability of amounts.--Not later than 45 days after 
        amounts become available under this section, the Secretary of 
        Housing and Urban Development shall publish on a public website 
        of the Department a notification which describes--
                    (A) the availability of the amounts; and
                    (B) the minimum amount a State could receive under 
                a scenario in which every eligible State has opted into 
                the grant program.
            (4) Notification for state.--Not later than 15 days after 
        the deadline described in paragraph (1), the Secretary shall 
        publish the amount that each State will receive under this 
        section for the fiscal year.
            (5) Distribution.--Not later than 90 days after the 
        Secretary of Housing and Urban Development has notified a State 
        of its allocation under this section, the Secretary shall 
        distribute such allocation to the State.
            (6) Amount reserved for administration.--The Secretary of 
        Housing and Urban Development may reserve not more than 3 
        percent of any amounts appropriated under subsection (f) to be 
        used by the Secretary of Housing and Urban Development to 
        administer the program under this section and to provide 
        technical assistance to States with respect to such program, 
        including sharing of best practices, promoting information-
        sharing and collaboration among States, and supporting relevant 
        updates to the Guidelines on State and Local Zoning as 
        described in section 107 of the 21st Century ROAD to Housing 
        Act (42 U.S.C. 12705 note).
    (e) Report to Congress.--Not later than 180 days after each 
disbursement of amounts as described in subsection (d)(5), the 
Secretary of Housing and Urban Development shall submit to the 
Committee on Appropriations of the House of Representatives, the 
Committee on Appropriations of the Senate, the Committee on Financial 
Services of the House of Representatives, and the Committee on Banking, 
Housing, and Urban Affairs of the Senate a report that--
            (1) describes activities undertaken by States using amounts 
        provided under this section;
            (2) identifies best practices; and
            (3) provides recommendations.
    (f) Authorization of Appropriations.--There is authorized to be 
appropriated to the Secretary of Housing and Urban Development 
$90,000,000 for each of fiscal years 2027 to 2029 to carry out this 
section.
    (g) State Defined.--In this section, the term ``State'' means each 
of the several States of the United States, the District of Columbia, 
the Commonwealth of Puerto Rico, the Virgin Islands, Guam, American 
Samoa, and the Commonwealth of the Northern Mariana Islands.
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