HR1138Referred to Committee
Payment Choice Act of 2025
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2025-02-07
Introduced
25
Cosponsors
HR
ⓘType
Sponsor
John W. Rose
Republican · TN · Representative
Votes with party: 97.7% (575 recorded votes)
Full profile: /officials/R000612
Source: Congress.gov · FEC
Cosponsors (25)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
- Christopher H. Smith (R-NJ-4)Original· 2025-02-07
- David Kustoff (R-TN-8)Original· 2025-02-07
- Donald Norcross (D-NJ-1)Original· 2025-02-07
- Glenn Ivey (D-MD-4)Original· 2025-02-07
- Josh Gottheimer (D-NJ-5)Original· 2025-02-07
- Joyce Beatty (D-OH-3)Original· 2025-02-07
- Sylvia R. Garcia (D-TX-29)Original· 2025-02-07
- Warren Davidson (R-OH-8)Original· 2025-02-07
- Cleo Fields (D-LA-6)· 2025-07-15
- John H. Rutherford (R-FL-5)· 2025-07-23
- Marlin A. Stutzman (R-IN-3)· 2025-07-25
- Brad Sherman (D-CA-32)· 2025-07-29
- Tim Moore (R-NC-14)· 2025-08-01
- Bill Huizenga (R-MI-4)· 2025-09-03
- Pete Sessions (R-TX-17)· 2025-09-03
- Andy Barr (R-KY-6)· 2025-11-17
- Thomas H. Kean, Jr. (R-NJ-7)· 2025-11-17
- Jefferson Van Drew (R-NJ-2)· 2026-02-09
- David J. Taylor (R-OH-2)· 2026-03-24
- Chrissy Houlahan (D-PA-6)· 2026-04-20
- Ed Case (D-HI-1)· 2026-04-20
- Gregory W. Meeks (D-NY-5)· 2026-04-29
- Emanuel Cleaver (D-MO-5)· 2026-05-11
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Committee Activity
Currently in
- House Committee on Financial ServicesReferred To · 2025-02-07
Previously
- Financial Services CommitteeReferred To · 2025-02-07
Plain-English Summary
Payment Choice Act of 2025 This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.
Plain-English rewrite of the Congressional Research Service summary published on Congress.gov. Cached and reviewed.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
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