HR3230Referred to Committee

Financial Institution Regulatory Tailoring Enhancement Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-05-07
Introduced
2
Cosponsors
HR
ⓘ
Type

Sponsor

Andy Barr
Andy Barr
Republican · KY · Representative
Votes with party: 98.8% (564 recorded votes)

Full profile: /officials/B001282

Source: Congress.gov · FEC

Cosponsors (2)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

2 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Placed on the Union Calendar, Calendar No. 132.

2025-06-20

Source: Congress.gov

Committee Activity

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Plain-English Summary

The proposal would adjust banking regulations so that smaller and mid-sized financial institutions face less stringent oversight requirements than the largest banks, allowing them to operate with fewer compliance burdens while still maintaining basic safety standards. This would primarily affect community banks, regional credit unions, and smaller lending companies that currently follow the same regulatory rules as major Wall Street banks. The changes aim to reduce costs for these smaller institutions while preserving protections for depositors and the broader financial system.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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