HR379Referred to Committee

Healthcare Freedom and Choice Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-01-14
Introduced
11
Cosponsors
HR
ⓘ
Type

Sponsor

Earl L. "Buddy" Carter
Earl L. "Buddy" Carter
Republican · GA · Representative
Votes with party: 98.8% (574 recorded votes)

Full profile: /officials/C001103

Source: Congress.gov · FEC

Cosponsors (11)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

2025-01-14

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

Healthcare Freedom and Choice Act This bill nullifies a rule regarding short-term, limited-duration health insurance plans. The rule was promulgated by the Internal Revenue Service, Employee Benefits Security Administration, and Department of Health and Human Services; is titled Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage ; and was published April 3, 2024. Short-term, limited-duration health insurance plans are plans that may only offer coverage for a limited amount of time and are exempt from the market requirements of the Patient Protection and Affordable Care Act (e.g., coverage of individuals with preexisting conditions). The rule limits the length of the initial contract period for such a plan to no more than three months and, taking into account any renewals or extensions, the maximum coverage period to no more than four months. The rule also includes within the maximum renewal period limitation a new plan sold by the same issuer, or any issuer that is a member of the same controlled group, to the same policyholder within a 12-month period. Regulations in effect prior to the rule this bill nullifies permitted short-term, limited-duration health insurance plans with an initial contract period of fewer than 12 months and a maximum coverage period of up to 36 months, including renewals and extensions.

Plain-English rewrite of the Congressional Research Service summary published on Congress.gov. Cached and reviewed.

Affected Industries

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Healthcare

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Subjects

Health

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 379 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 379 To provide that the rule relating to ``Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage'' (89 Fed. Reg. 23338 (April 3, 2024)) shall have no force or effect. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 14, 2025 Mr. Carter of Georgia (for himself, Mr. Buchanan, Mr. Crenshaw, Ms. Letlow, Mr. Allen, Mr. Smucker, and Mr. Kelly of Pennsylvania) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ A BILL To provide that the rule relating to ``Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage'' (89 Fed. Reg. 23338 (April 3, 2024)) shall have no force or effect. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Healthcare Freedom and Choice Act''. SEC. 2. SHORT-TERM, LIMITED DURATION INSURANCE RULE NULLIFICATION. The final interagency rule published by the Internal Revenue Service, the Employee Benefits Security Administration, and the Health and Human Services Department relating to ``Short-Term, Limited- Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage'' (89 Fed. Reg. 23338 (April 3, 2024)) shall have no force or effect. <all>
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