HR4167Referred to Committee
Expanding Access to Lending Options Act
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2025-06-26
Introduced
43
Cosponsors
HR
ⓘType
Sponsor
Scott Fitzgerald
Republican · WI · Representative
Votes with party: 97.8% (600 recorded votes)
Full profile: /officials/F000471
Source: Congress.gov · FEC
Cosponsors (43)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
- Brad Sherman (D-CA-32)Original· 2025-06-26
- Brian K. Fitzpatrick (R-PA-1)Original· 2025-06-26
- Daniel Meuser (R-PA-9)Original· 2025-06-26
- Juan Vargas (D-CA-52)Original· 2025-06-26
- William R. Timmons IV (R-SC-4)Original· 2025-06-26
- Young Kim (R-CA-40)Original· 2025-06-26
- Jimmy Panetta (D-CA-19)· 2025-06-30
- Salud O. Carbajal (D-CA-24)· 2025-08-26
- J. Luis Correa (D-CA-46)· 2025-09-11
- Michael Lawler (R-NY-17)· 2025-09-30
- Eugene Simon Vindman (D-VA-7)· 2025-10-06
- Gregory W. Meeks (D-NY-5)· 2025-10-17
- Josh Harder (D-CA-9)· 2025-10-24
- Ami Bera (D-CA-6)· 2025-10-31
- Roger Williams (R-TX-25)· 2025-12-01
- Zachary Nunn (R-IA-3)· 2025-12-01
- Chuck Edwards (R-NC-11)· 2025-12-02
- Marlin A. Stutzman (R-IN-3)· 2025-12-04
- Sarah McBride (D-DE)· 2025-12-05
- Ryan Mackenzie (R-PA-7)· 2025-12-16
- Andrew R. Garbarino (R-NY-2)· 2026-01-07
- Jennifer L. McClellan (D-VA-4)· 2026-01-07
- Mike Ezell (R-MS-4)· 2026-01-30
- Pat Harrigan (R-NC-10)· 2026-01-30
- Warren Davidson (R-OH-8)· 2026-01-30
- Herbert C. Conaway, Jr. (D-NJ-3)· 2026-02-04
- Valerie P. Foushee (D-NC-4)· 2026-02-04
- Maria Elvira Salazar (R-FL-27)· 2026-02-25
- George Whitesides (D-CA-27)· 2026-03-25
- George Latimer (D-NY-16)· 2026-03-26
- Darren Soto (D-FL-9)· 2026-04-14
- Nanette Diaz Barragán (D-CA-44)· 2026-04-16
- John H. Rutherford (R-FL-5)· 2026-04-20
- Addison P. McDowell (R-NC-6)· 2026-04-21
- Lori Trahan (D-MA-3)· 2026-04-22
- Donald G. Davis (D-NC-1)· 2026-04-27
- James P. McGovern (D-MA-2)· 2026-04-30
- Richard E. Neal (D-MA-1)· 2026-05-12
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Committee Activity
Currently in
- House Committee on Financial ServicesReferred To · 2025-06-26
Previously
- Financial Services CommitteeReferred To · 2025-06-26
Plain-English Summary
This bill would likely make it easier for people and small businesses to borrow money by expanding the types of lenders available and reducing restrictions on how they can operate. The changes would probably affect banks, credit unions, online lenders, and borrowers by creating more lending options and potentially lowering barriers for non-traditional lenders to enter the market. The goal appears to be giving consumers and businesses more choices when they need loans while potentially increasing competition among lenders.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
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