HR4365Referred to Committee

Consumer Online Payment Transparency and Integrity Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-07-14
Introduced
11
Cosponsors
HR
ⓘ
Type

Sponsor

Yvette D. Clarke
Yvette D. Clarke
Democrat · NY · Representative
Votes with party: 97.3% (638 recorded votes)

Full profile: /officials/C001067

Source: Congress.gov · FEC

Cosponsors (11)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

11 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Energy and Commerce.

2025-07-14

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

The legislation would require online payment processors and digital wallet companies to clearly disclose all fees, charges, and terms before customers complete a transaction, and would establish rules to prevent deceptive billing practices. It would affect e-commerce businesses, payment processors like PayPal and Square, and consumers who shop online by making it easier to understand the true cost of purchases upfront. The bill aims to reduce surprise charges and give shoppers better protection against unauthorized or misleading charges on their accounts.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Commerce
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