HR4735Referred to Committee

Business of Insurance Regulatory Reform Act of 2025

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-07-23
Introduced
6
Cosponsors
HR
Type

Sponsor

Bryan Steil
Bryan Steil
Republican · WI · Representative
Votes with party: 98.7% (603 recorded votes)
Top industries funding sponsor:
  • Progressive Groups$250k

Full profile: /officials/S001213

Source: Congress.gov · FEC

Cosponsors (6)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

6 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-07-23

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

The proposal would change how insurance companies are regulated by giving states more flexibility in setting their own insurance rules while establishing some baseline federal standards. This affects insurance companies, insurance agents, and people who buy insurance policies by potentially making it easier for insurers to operate across multiple states but could also create different protections depending on where you live. The changes aim to reduce regulatory burdens on the insurance industry while maintaining consumer safeguards.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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Related legislation

Bills by the same sponsor or covering overlapping subjects.