Govwatch

Introduced

In Committee

3

Passed One Chamber

4

Passed Both

5

Signed into Law

Sponsor

Nikema Williams

Democrat · GA · Representative

Votes with party: 98.1% (531 recorded votes)

Full profile: /officials/W000788

Source: Congress.gov · FEC

Cosponsors (17)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-07-29

Source: Congress.gov

Plain-English Summary

This bill would likely allow people to remove or reduce medical debt from their credit reports and possibly provide other protections for consumers struggling with healthcare bills. It could help patients who have unpaid medical bills improve their credit scores and access loans more easily, even if they still owe money to hospitals or doctors. The measure would primarily affect individuals with medical debt and the credit reporting agencies that track their payment history.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

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Open text view Read on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.

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Medical Debt Relief Act of 2025