HR5775Referred to Committee

FCRA Liability Harmonization Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-10-17
Introduced
6
Cosponsors
HR
ⓘ
Type

Sponsor

Barry Loudermilk
Barry Loudermilk
Republican · GA · Representative
Votes with party: 99.2% (517 recorded votes)

Full profile: /officials/L000583

Source: Congress.gov · FEC

Cosponsors (6)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

2025-10-17

Source: Congress.gov

Plain-English Summary

This bill would change the rules for how credit reporting companies can be sued when they make mistakes on credit reports or violate consumer protection laws. It likely aims to create more consistent legal standards across different states and courts for holding credit bureaus accountable, which could affect both consumers trying to fix errors on their credit records and the companies that maintain those records.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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Open text viewRead on Congress.gov

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