HR6774Referred to Committee

FHA Small-Dollar Mortgages Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-12-17
Introduced
1
Cosponsors
HR
ⓘ
Type

Sponsor

Maxine Waters
Maxine Waters
Democrat · CA · Representative
Votes with party: 97.8% (642 recorded votes)

Full profile: /officials/W000187

Source: Congress.gov · FEC

Cosponsors (1)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-12-17

Source: Congress.gov

Committee Activity

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Plain-English Summary

The bill would let the federal government test a new program to help people with lower incomes or less savings get mortgages for smaller amounts, making it easier for them to buy homes without needing a large down payment. This pilot program would be run by the Department of Housing and Urban Development and would help first-time homebuyers and people who currently can't qualify for traditional mortgages access the housing market.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Housing and Community Development
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