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HR6774Referred to Committee

FHA Small-Dollar Mortgages Act

Share:
Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-12-17
Introduced
1
Cosponsors
HR
ⓘ
Type

Sponsor

Maxine Waters
Maxine Waters
Democrat · CA · Representative
Votes with party: 97.9% (526 recorded votes)

Full profile: /officials/W000187

Source: Congress.gov · FEC

Cosponsors (1)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

  • Ami Bera (D-CA-6)· 2026-03-18

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-12-17

Source: Congress.gov

Committee Activity

Currently in

  • House Committee on Financial ServicesReferred To · 2025-12-17

Previously

  • Financial Services CommitteeReferred To · 2025-12-17

Plain-English Summary

The bill would let the federal government test a new program to help people with lower incomes or less savings get mortgages for smaller amounts, making it easier for them to buy homes without needing a large down payment. This pilot program would be run by the Department of Housing and Urban Development and would help first-time homebuyers and people who currently can't qualify for traditional mortgages access the housing market.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Housing and Community Development
Full bill text is not yet cached locally.
Open text viewRead on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.

  • HR4544American Access to Banking Act
    Passed House · 2026-05-21
  • HR8777GUIDANCE Act of 2026
    Referred to Committee · 2026-05-13
  • HJRES179Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information".
    Referred to Committee · 2026-05-07
  • HJRES170Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".
    Referred to Committee · 2026-04-30