HR7130Referred to Committee

McCarran-Ferguson Restoration Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-01-16
Introduced
3
Cosponsors
HR
ⓘ
Type

Sponsor

Troy Downing
Troy Downing
Republican · MT · Representative
Votes with party: 96.4% (552 recorded votes)

Full profile: /officials/D000634

Source: Congress.gov · FEC

Cosponsors (3)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2026-01-16

Source: Congress.gov

Committee Activity

Currently in

Previously

Plain-English Summary

The legislation would restore certain antitrust exemptions for the insurance industry that were previously limited by court decisions, allowing insurance companies to work together on setting rates and sharing information without facing federal antitrust lawsuits. This would primarily affect insurance companies and potentially impact consumers through changes in how insurance premiums are priced and what coverage options are available. The bill aims to give insurers more flexibility in their business practices while reducing their legal exposure under federal competition laws.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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