HR8361Referred to Committee

Clean Slate through Rehabilitation Act

Introduced

In Committee

Passed One Chamber

Passed Both

Signed into Law

119th

Congress

2026-04-16

Introduced

Cosponsors

ⓘ

Type

Sponsor

Nikema Williams

Democrat · GA · Representative

Votes with party: 98.1% (531 recorded votes)

Full profile: /officials/W000788

Source: Congress.gov · FEC

Cosponsors (3)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Education and Workforce.

2026-04-16

Source: Congress.gov

Committee Activity

Currently in

House Committee on Education and WorkforceReferred To · 2026-04-16

Previously

Education and Workforce CommitteeReferred To · 2026-04-16

Plain-English Summary

If a borrower successfully rehabilitates a defaulted student loan by making on-time payments, this bill would require that the default and negative credit history be completely removed from their credit report. This would help borrowers who have gotten back on track with their loans rebuild their credit scores and improve their ability to qualify for mortgages, car loans, and other credit in the future. The change would primarily benefit student loan borrowers who have struggled with payments but have demonstrated they can repay their debts.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Education

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8361 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8361 To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 16, 2026 Ms. Williams of Georgia (for herself, Ms. Ross, Ms. Adams, and Ms. Stevens) introduced the following bill; which was referred to the Committee on Education and Workforce _______________________________________________________________________ A BILL To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Clean Slate through Rehabilitation Act''. SEC. 2. DEFAULT REDUCTION PROGRAM. Section 428F(a)(1)(C) of the Higher Education Act of 1965 (20 U.S.C. 1078-6(a)(1)(C)) is amended by striking ``to remove the record of the default from the borrower's credit history'' and inserting ``to remove any adverse information relating to such loan from the borrower's credit history''. <all>

Open clean-text view Read on Congress.gov →

Related legislation

Bills by the same sponsor or covering overlapping subjects.

HR8950To require analyses of the impact of Government rules, programs, and policies on poverty and racial inequity, including the racial wealth gap, and for other purposes.
Referred to Committee · 2026-05-20
HR8716Blood Pressure MATTERS Act
Referred to Committee · 2026-05-07
HR8717Negating Neighborhood Noise Act of 2026
Referred to Committee · 2026-05-07
HJRES171Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".
Referred to Committee · 2026-04-30