HouseH.R. 8995119th Congress

REMITTANCE Act

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[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8995 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 8995

To amend the Internal Revenue Code of 1986 to modify the excise tax on 
             remittance transfers, and for other purposes.

_______________________________________________________________________

                    IN THE HOUSE OF REPRESENTATIVES

                              May 21, 2026

   Mr. Roy introduced the following bill; which was referred to the 
                      Committee on Ways and Means

_______________________________________________________________________

                                 A BILL

 
To amend the Internal Revenue Code of 1986 to modify the excise tax on 
             remittance transfers, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Reducing External Monetary 
International Transfers To Advance National Capital Efficiency Act'' or 
the ``REMITTANCE Act''.

SEC. 2. MODIFICATION OF EXCISE TAX ON REMITTANCE TRANSFERS.

    (a) Excise Tax Increased.--Section 4475(a) of the Internal Revenue 
Code of 1986 is amended by striking ``1 percent'' and inserting ``25 
percent''.
    (b) Removal of Limitations on Excise Tax.--Section 4475 of such 
Code is amended by striking subsections (c) through (e), by 
redesignating subsection (f) as subsection (d), and by inserting after 
subsection (b) the following new subsection:
    ``(c) Definitions.--For purposes of this section, the terms 
`remittance transfer', `remittance transfer provider', and `sender' 
shall each have the respective meanings given such terms by section 
919(g) of the Electronic Fund Transfer Act (15 U.S.C. 1693o-1(g)).''.
    (c) Technical Amendment.--Section 4475(b)(2) of such Code is 
amended by striking the comma at the end and inserting a period.
    (d) Effective Date.--The amendments made by this section shall take 
effect as if included in section 70604 of Public Law 119-21.
    (e) Excise Tax Used for Deficit Reduction.--Amounts received under 
section 4475(a) of the Internal Revenue Code of 1986 (as amended by 
this section) shall be deposited in the general fund of the Treasury 
for the sole purpose of deficit reduction.

SEC. 3. ESTABLISHMENT OF REFUNDABLE TAX CREDIT FOR EXCISE TAX PAID ON 
              CERTAIN REMITTANCE TRANSFERS BY CITIZENS OF THE UNITED 
              STATES.

    (a) In General.--Subpart C of part IV of subchapter A of chapter 1 
of the Internal Revenue Code of 1986 is amended by inserting after 
section 36B the following new section:

``SEC. 36C. EXCISE TAX PAID ON CERTAIN REMITTANCE TRANSFERS BY CITIZENS 
              OF THE UNITED STATES.

    ``(a) In General.--In the case of any individual who is a citizen 
of the United States, there shall be allowed as a credit against the 
tax imposed by this subtitle for any taxable year an amount equal to 
the aggregate amount of tax paid by such individual under section 
4475(b)(1) for business or travel purposes (as determined by the 
Secretary) during such taxable year.
    ``(b) Regulations.--The Secretary shall prescribe such regulations 
or other guidance as may be necessary or appropriate to carry out the 
purposes of this section.''.
    (b) Conforming Amendments.--
            (1) Section 6211(b)(4)(A) of such Code is amended by 
        inserting ``36C,'' after ``36B,''.
            (2) Section 1324(b)(2) of title 31, United States Code, is 
        amended by inserting ``36C,'' after ``36B,''.
            (3) The table of sections for subpart C of part IV of 
        subchapter A of chapter 1 of the Internal Revenue Code of 1986 
        is amended by inserting after the item relating to section 36B 
        the following new item:

``Sec. 36C. Excise tax paid on certain remittance transfers by citizens 
                            of the United States.''.
    (c) Effective Date.--The amendments made by this section shall 
apply with respect to taxable years ending after the date of the 
enactment of this Act.
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