HouseH.R. 9263119th Congress

Housing Supply Fund Act of 2026

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[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 9263 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 9263

 To increase the supply of affordable homes and expand housing options.

_______________________________________________________________________

                    IN THE HOUSE OF REPRESENTATIVES

                             June 11, 2026

  Ms. Brown introduced the following bill; which was referred to the 
 Committee on Financial Services, and in addition to the Committee on 
the Budget, for a period to be subsequently determined by the Speaker, 
 in each case for consideration of such provisions as fall within the 
                jurisdiction of the committee concerned

_______________________________________________________________________

                                 A BILL

 
 To increase the supply of affordable homes and expand housing options.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Housing Supply Fund Act of 2026''.

SEC. 2. HOUSING SUPPLY FUND.

    (a) Definitions.--In this section:
            (1) CDFI fund.--The term ``CDFI Fund'' means the Community 
        Development Financial Institutions Fund established under 
        section 104(a) of the Community Development Banking and 
        Financial Institutions Act of 1994 (12 U.S.C. 4703(a)).
            (2) Community development financial institution.--The term 
        ``community development financial institution'' has the meaning 
        given the term in section 103 of the Community Development 
        Banking and Financial Institutions Act of 1994 (12 U.S.C. 
        4702).
            (3) Eligible grantee.--The term ``eligible grantee'' 
        means--
                    (A) a community development financial institution 
                certified by the CDFI Fund;
                    (B) a nonprofit organization having as one of its 
                principal purposes the creation, development, or 
                preservation of affordable housing, including a 
                subsidiary of a housing finance agency or public 
                housing agency; or
                    (C) a consortium of entities described in 
                subparagraphs (A) and (B).
            (4) Public housing agency.--The term ``public housing 
        agency'' has the meaning given the term in section 3(b)(6) of 
        the United States Housing Act of 1937 (42 U.S.C. 1437a(b)(6)).
            (5) Secretary.--The term ``Secretary'' means the Secretary 
        of the Treasury.
    (b) Establishment.--The Secretary shall establish within the CDFI 
Fund a Housing Supply Fund to make competitive grants to eligible 
grantees for the purpose of--
            (1) increasing investment in the development, preservation, 
        rehabilitation, financing, or purchase of affordable housing 
        primarily for--
                    (A) low-, very low-, and extremely low-income 
                families who are renters; and
                    (B) homeowners with incomes of not more than 120 
                percent of the area median income; and
            (2) supporting investment in economic development and 
        community service facilities related to housing described in 
        paragraph (1).
    (c) Eligible Uses.--An eligible grantee may use amounts awarded 
from the Housing Supply Fund under this section for activities that 
shall--
            (1) be reasonably expected to result in eligible affordable 
        housing activities that support or sustain affordable housing 
        funded by a grant under this section and capital from other 
        public and private sources;
            (2) be used for the purposes described in subsection (b), 
        including for--
                    (A) providing loan loss reserves;
                    (B) capitalizing a revolving loan fund;
                    (C) capitalizing an affordable housing fund for 
                development, preservation, rehabilitation, or financing 
                of, or purchase of property for, affordable housing and 
                related economic development activities, including 
                community service facilities;
                    (D) capitalizing an affordable housing mortgage 
                fund to facilitate the origination of mortgages to 
                buyers that may experience significant barriers to 
                accessing affordable mortgage credit, including 
                mortgages having low original principal obligations;
                    (E) providing risk-sharing loans;
                    (F) providing loan guarantees; and
            (3) through funds used for eligible uses described in 
        paragraph (2), facilitate eligible activities that fulfill the 
        purposes described in subsection (b), including--
                    (A) activities for the acquisition and conversion 
                of existing commercial properties to affordable housing 
                and related economic development and community service 
                facilities;
                    (B) activities to acquire residential, industrial, 
                or commercial property and land for the purpose of the 
                preservation, development, or rehabilitation of 
                affordable housing, including activities to support the 
                creation, preservation, or rehabilitation of resident-
                owned manufactured housing communities; and
                    (C) mixed-use or transit-oriented development 
                projects.
    (d) Federal Assistance.--For purposes of the application of Federal 
civil rights laws, all assistance provided using amounts in the Housing 
Supply Fund shall be considered Federal financial assistance.
    (e) Applications.--
            (1) In general.--An eligible grantee desiring a grant under 
        this section shall submit to the Secretary an application at 
        such time, in such manner, and containing such information as 
        the Secretary may require.
            (2) Content of application.--In addition to other 
        information as may be required by the Secretary under paragraph 
        (1), an application for a grant under this section shall 
        include a detailed description of--
                    (A) the proposed use of grant funds; and
                    (B) the qualifications of the applicant to 
                successfully administer a grant under this section.
            (3) Geographic diversity.--The Secretary shall seek to fund 
        activities under this section in geographically diverse areas, 
        including urban, suburban, rural, Tribal, and territorial 
        areas.
    (f) Implementation.--The Secretary shall have the authority to 
issue such regulations as may be necessary to carry out this section.
    (g) Appropriation.--
            (1) In general.--In addition to amounts otherwise 
        available, there is appropriated, out of amounts in the 
        Treasury not otherwise appropriated, for each of fiscal years 
        2026 through 2030, $500,000,000 to carry out this section.
            (2) Commitment for use deadline.--
                    (A) In general.--Amounts made available for grants 
                under this section shall be committed for use within 4 
                years of the date of the grant, except that the 
                Secretary may waive or establish an alternative 
                deadline as needed.
                    (B) Recapture.--The Secretary shall recapture into 
                the Housing Supply Fund any amounts not so used or 
                committed for use under subparagraph (A) to provide 
                grants under this section in a subsequent funding 
                round.
            (3) Administration.--Of the total amount made available to 
        carry out this section, not more than 5 percent may be used for 
        administrative expenses of the Secretary.
            (4) Emergency designation.--
                    (A) In general.--The amounts provided by this Act 
                are designated as an emergency requirement pursuant to 
                section 4(g) of the Statutory Pay-As-You-Go Act of 2010 
                (2 U.S.C. 933(g)).
                    (B) Designation in house and senate.--This Act is 
                designated as being for an emergency requirement 
                pursuant to section 4001(a)(1) of S. Con. Res. 14 
                (117th Congress), the concurrent resolution on the 
                budget for fiscal year 2022, and section 1(e) of H. 
                Res. 1151 (117th Congress), as engrossed in the House 
                of Representatives on June 8, 2022.
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