S245Reported by Committee

Insure Cybersecurity Act of 2025

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-01-24
Introduced
1
Cosponsors
S
ⓘ
Type

Sponsor

John W. Hickenlooper
John W. Hickenlooper
Democrat · CO · Senator
Votes with party: 82.4% (905 recorded votes)
Top industries funding sponsor:
  • Climate & Environment$19k

Full profile: /officials/H000273

Source: Congress.gov · FEC

Cosponsors (1)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

1 cosponsor on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.

2025-06-09

Source: Congress.gov

Plain-English Summary

Insure Cybersecurity Act of 2025 This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents. The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions. Additionally, the working group is directed to analyze and explain in layman’s terms terminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents; how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; and constraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property. At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.

Plain-English rewrite of the Congressional Research Service summary published on Congress.gov. Cached and reviewed.

Subjects

Science, Technology, Communications
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