S3889Referred to Committee

American Lending Fairness Act of 2026

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-02-12
Introduced
0
Cosponsors
S
ⓘ
Type

Sponsor

Bernie Moreno
Bernie Moreno
Republican · OH · Senator
Votes with party: 32.7% (324 recorded votes)

Full profile: /officials/M001242

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-02-12

Source: Congress.gov

Committee Activity

Currently in

Previously

Plain-English Summary

This bill would likely establish new rules for how banks and lenders treat borrowers when making loans, potentially addressing concerns about unfair lending practices or discrimination in the loan approval process. The changes would affect banks, credit unions, and other financial institutions that issue mortgages, personal loans, and other forms of credit, as well as the millions of Americans who apply for loans. The specific details of what fairness measures it includes would depend on the bill's full text, but the intent appears to be protecting borrowers from discriminatory or predatory lending practices.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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Related legislation

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