S4182Referred to Committee

FARM Home Loans Act of 2026

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-03-24
Introduced
4
Cosponsors
S
ⓘ
Type

Sponsor

Peter Welch
Peter Welch
Democrat · VT · Senator
Votes with party: 82.9% (808 recorded votes)

Full profile: /officials/W000800

Source: Congress.gov · FEC

Cosponsors (4)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.

2026-03-24

Source: Congress.gov

Committee Activity

Currently in

Previously

Plain-English Summary

This bill would likely make it easier for farmers to get home loans by modifying lending rules or expanding access to affordable financing for agricultural workers and their families. The changes would probably affect both individual farmers seeking to buy or improve homes and the lenders or government agencies that provide these loans. The bill is currently under review by the Senate Agriculture Committee.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Agriculture and Food

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4182 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4182 To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 24, 2026 Mr. Welch (for himself, Mr. Justice, Mr. Schiff, and Mrs. Hyde-Smith) introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry _______________________________________________________________________ A BILL To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Fostering the Availability in Rural Markets of Home Loans Act of 2026'' or the ``FARM Home Loans Act of 2026''. SEC. 2. RURAL HOUSING FINANCING. Section 1.11(b) of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)) is amended-- (1) in paragraph (2), by striking ``appurtenances'' and inserting ``appurtenances, including accessory dwelling units,''; and (2) in paragraph (3), by striking ``2,500'' and inserting ``10,000''. <all>
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