A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".

Angela D. Alsobrooks

Democrat · MD · Senator

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269)

2026-05-13

Source: Congress.gov

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw its rule that banned "pay-to-pay" fees charged by debt collectors—fees that borrowers have to pay just to make a payment on their debts. If approved, this would reinstate the protection that prevents debt collectors from charging these extra fees. The resolution affects debt collectors and millions of Americans struggling with debt who could face additional charges when trying to pay what they owe.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S.J. Res. 125 Placed on Calendar Senate (PCS)] <DOC> Calendar No. 381 119th CONGRESS 2d Session S. J. RES. 125 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees''. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 17, 2026 Ms. Alsobrooks introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs April 27, 2026 Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees, 87 Fed. Reg. 39733 (July 5, 2022)'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. Calendar No. 381 119th CONGRESS 2d Session S. J. RES. 125 _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees''. _______________________________________________________________________ April 27, 2026 Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

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