A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Placed on Senate Legislative Calendar under General Orders. Calendar No. 386.

2026-04-27

Congress is considering blocking a Consumer Financial Protection Bureau decision to withdraw its guidance against banks using misleading tactics to get customers to opt into overdraft fees. If approved, this would keep the bureau's protections in place that aim to prevent banks from tricking people into paying overdraft charges they didn't knowingly agree to. The measure affects banks and their customers who use checking accounts.