SJRES140Referred to Committee

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
Failed — Did not pass vote
119th
Congress
2026-03-19
Introduced
0
Cosponsors
SJRES
ⓘ
Type

Sponsor

Raphael G. Warnock
Raphael G. Warnock
Democrat · GA · Senator
Votes with party: 80.8% (812 recorded votes)

Full profile: /officials/W000790

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2267)

2026-05-13

Source: Congress.gov

Committee Activity

Currently in

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Plain-English Summary

Congress is attempting to block a decision by the Consumer Financial Protection Bureau that would undo protections requiring credit reporting companies to use more careful procedures when matching people's names to their credit files, which could prevent innocent people from being wrongly denied loans or credit. If approved, this resolution would force the agency to keep the original rule in place that requires stricter name-matching standards. The measure affects credit reporting agencies, lenders, and consumers who rely on accurate credit reporting.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S.J. Res. 140 Placed on Calendar Senate (PCS)] <DOC> Calendar No. 392 119th CONGRESS 2d Session S. J. RES. 140 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures''. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 19, 2026 Mr. Warnock introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs April 27, 2026 Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures, 86 Fed Reg. 62468 (November 10, 2021)'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. Calendar No. 392 119th CONGRESS 2d Session S. J. RES. 140 _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Name-Only Matching Procedures''. _______________________________________________________________________ April 27, 2026 Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
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