A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Placed on Senate Legislative Calendar under General Orders. Calendar No. 399.

2026-04-27

Congress is considering blocking a Consumer Financial Protection Bureau rule that would limit how much state governments can regulate credit reporting companies and protect consumers' credit information. If approved, this would allow states to enforce their own stricter credit reporting rules rather than being overruled by the federal regulation. The measure affects credit reporting agencies, consumers who use credit, and state governments seeking to protect their residents' financial privacy.