A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Peter Welch

Democrat · VT · Senator

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-03-26

Source: Congress.gov

Congress is considering blocking a recent decision by the Consumer Financial Protection Bureau to withdraw guidance that had warned banks and lenders about illegal discrimination in lending practices. If approved, this resolution would overturn the agency's action and keep the original anti-discrimination guidance in place, protecting borrowers from unfair treatment based on race, gender, or other protected characteristics. The measure would affect banks, credit unions, and other lenders that provide mortgages, auto loans, and other forms of credit.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S.J. Res. 157 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. J. RES. 157 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)''. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 26, 2026 Mr. Welch introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

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