A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw a rule that protected nursing home residents from unfair debt collection practices and inaccurate credit reporting. If approved, this resolution would force the agency to keep the protections in place, preventing debt collectors from pursuing invalid debts against elderly patients and their families. The measure affects nursing home residents, debt collection companies, and credit reporting agencies.