A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-04-13

Congress is voting on whether to reject a Consumer Financial Protection Bureau rule that would have withdrawn protections against deceptive "negative option" marketing—the practice where companies automatically charge customers for subscriptions or services after a free trial without clear consent. If approved, this resolution would block the agency from removing those consumer protections, keeping rules in place that require companies to make cancellation easy and get explicit permission before charging customers. This affects anyone who uses free trials or subscription services online.