Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

Referred to the House Committee on Financial Services.

2026-05-12

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance on illegal negative option marketing practices—the deceptive billing tactics where companies automatically charge customers for subscriptions or services without clear consent. This would force the agency to keep its rules in place that protect consumers from being tricked into recurring charges they didn't knowingly agree to. The measure affects everyday people who use online services and subscriptions, as well as the companies that offer them.