Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

Referred to the House Committee on Financial Services.

2026-05-13

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance on illegal and unenforceable contract terms that companies use with consumers. The guidance had warned businesses against using unfair clauses in contracts that take away people's legal rights, such as forcing them into secret arbitration instead of allowing them to sue. If approved, this would force the agency to keep the guidance in place rather than letting it be withdrawn.