HR3230Referred to Committee
Financial Institution Regulatory Tailoring Enhancement Act
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2025-05-07
Introduced
2
Cosponsors
HR
ⓘType
Sponsor
Andy Barr
Republican · KY · Representative
Votes with party: 98.8% (566 recorded votes)
Full profile: /officials/B001282
Source: Congress.gov · FEC
Cosponsors (2)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
2 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Committee Activity
Currently in
- House Committee on Financial ServicesReported By · 2025-06-20
Previously
- House Committee on Financial ServicesMarkup By · 2025-05-21
- House Committee on Financial ServicesReferred To · 2025-05-07
Plain-English Summary
The proposal would adjust banking regulations so that smaller and mid-sized financial institutions face less stringent oversight requirements than the largest banks, allowing them to operate with fewer compliance burdens while still maintaining basic safety standards. This would primarily affect community banks, regional credit unions, and smaller lending companies that currently follow the same regulatory rules as major Wall Street banks. The changes aim to reduce costs for these smaller institutions while preserving protections for depositors and the broader financial system.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
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