HR4167Referred to Committee

Expanding Access to Lending Options Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-06-26
Introduced
43
Cosponsors
HR
ⓘ
Type

Sponsor

Scott Fitzgerald
Scott Fitzgerald
Republican · WI · Representative
Votes with party: 97.8% (602 recorded votes)

Full profile: /officials/F000471

Source: Congress.gov · FEC

Cosponsors (43)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-06-26

Source: Congress.gov

Committee Activity

Currently in

Previously

Plain-English Summary

This bill would likely make it easier for people and small businesses to borrow money by expanding the types of lenders available and reducing restrictions on how they can operate. The changes would probably affect banks, credit unions, online lenders, and borrowers by creating more lending options and potentially lowering barriers for non-traditional lenders to enter the market. The goal appears to be giving consumers and businesses more choices when they need loans while potentially increasing competition among lenders.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
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Open text viewRead on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.