HR5075Referred to Committee

GRACE Act

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-08-29
Introduced
25
Cosponsors
HR
ⓘ
Type

Sponsor

W. Gregory Steube
W. Gregory Steube
Republican · FL · Representative
Votes with party: 90.4% (533 recorded votes)

Full profile: /officials/S001214

Source: Congress.gov · FEC

Cosponsors (25)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

25 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Education and Workforce.

2025-08-29

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

The proposal would allow students who have defaulted on federal student loans to rehabilitate their loans and improve their credit standing through a structured repayment plan. It aims to give borrowers a second chance to get back on track with their education debt without facing permanent damage to their credit history. This would primarily benefit former students struggling with loan repayment and could help them access future credit for homes, cars, or other major purchases.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Education
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Related legislation

Bills by the same sponsor or covering overlapping subjects.