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© 2026 Govwatch

HR6125Referred to Committee

Housing Financial Literacy Act of 2025

Share:
Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2025-11-19
Introduced
33
Cosponsors
HR
ⓘ
Type

Sponsor

Joyce Beatty
Joyce Beatty
Democrat · OH · Representative
Votes with party: 98.2% (571 recorded votes)

Full profile: /officials/B001281

Source: Congress.gov · FEC

Cosponsors (33)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

33 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2025-11-19

Source: Congress.gov

Committee Activity

Currently in

  • House Committee on Financial ServicesReferred To · 2025-11-19

Plain-English Summary

The legislation would require financial institutions and housing agencies to provide educational resources and counseling to help people understand mortgages, down payments, credit scores, and other aspects of buying a home. This would affect prospective homebuyers, renters considering homeownership, and potentially borrowers struggling with existing mortgages by giving them better tools to make informed decisions about one of the biggest financial commitments they'll make.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
Full bill text is not yet cached locally.
Open text viewRead on Congress.gov

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Bills by the same sponsor or covering overlapping subjects.

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    Referred to Committee · 2026-05-29
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    Referred to Committee · 2026-04-30
  • HR8038DPA Private-Sector Outreach Act of 2026
    Referred to Committee · 2026-03-24