HR9639Referred to Committee

To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-07-09
Introduced
3
Cosponsors
HR
ⓘ
Type

Sponsor

Rashida Tlaib
Rashida Tlaib
Democrat · MI · Representative
Votes with party: 93.6% (576 recorded votes)

Full profile: /officials/T000481

Source: Congress.gov · FEC

Cosponsors (3)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2026-07-09

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

This bill would make it easier for people harmed by identity theft, fraud, or predatory lending to fix their credit reports and recover financially. It would also give vulnerable consumers better tools to protect themselves from becoming victims of these crimes in the first place, and prevent companies from continuing to harm people who have already been victimized. The changes would apply to credit reporting agencies and other companies that handle consumer financial information.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

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