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© 2026 Govwatch

S3753Referred to Committee

Preserving Homes and Communities Act of 2026

Share:
Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-01-30
Introduced
4
Cosponsors
S
ⓘ
Type

Sponsor

Jack Reed
Jack Reed
Democrat · RI · Senator
Votes with party: 58.0% (319 recorded votes)

Full profile: /officials/R000122

Source: Congress.gov · FEC

Cosponsors (4)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

  • Charles E. Schumer (D-NY)Original· 2026-01-30
  • Jeff Merkley (D-OR)Original· 2026-01-30
  • Ron Wyden (D-OR)Original· 2026-01-30
  • Tina Smith (D-MN)Original· 2026-01-30

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S420)

2026-01-30

Source: Congress.gov

Plain-English Summary

This bill likely aims to protect homeowners and neighborhoods from financial practices that could lead to foreclosures or property loss, possibly by regulating how banks handle mortgages or preventing rapid property acquisitions that destabilize communities. The measure would affect homeowners, banks, and potentially investors who buy residential properties, with the goal of keeping people in their homes and maintaining stable neighborhoods. The Banking Committee will review the specific details of what protections or restrictions the bill would actually put in place.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
Full bill text is not yet cached locally.
Open text viewRead on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.

  • S4611Job Corps Shipbuilding-Defense Industrial Base Pipeline Act of 2026
    Referred to Committee · 2026-05-20
  • SJRES132A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents".
    Referred to Committee · 2026-05-13
  • SJRES134A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
    Referred to Committee · 2026-05-13
  • SRES694A resolution designating April 2026 as "Financial Literacy Month".
    Introduced · 2026-04-28