S3798Reported by Committee
Safe Access to Cash Act of 2026
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2026-02-05
Introduced
2
Cosponsors
S
ⓘType
Sponsor
Ted Cruz
Republican · TX · Senator
Votes with party: 33.1% (308 recorded votes)
Full profile: /officials/C001098
Source: Congress.gov · FEC
Cosponsors (2)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Placed on Senate Legislative Calendar under General Orders. Calendar No. 350.
2026-03-05
Source: Congress.gov
Committee Activity
Currently in
- Senate Committee on the JudiciaryReported By · 2026-03-05
Previously
- Judiciary CommitteeReported By · 2026-03-05
- Judiciary CommitteeMarkup By · 2026-03-05
- Senate Committee on the JudiciaryMarkup By · 2026-03-05
- Judiciary CommitteeReferred To · 2026-02-05
- Senate Committee on the JudiciaryReferred To · 2026-02-05
Plain-English Summary
This bill would require banks and financial institutions to maintain adequate access to cash for customers, making it illegal for them to eliminate in-person teller services or ATMs in ways that deny people reasonable access to their own money. The law aims to protect consumers—especially elderly people, rural residents, and those without reliable internet access—from being forced into digital-only banking when they prefer or need to use physical cash. It addresses concerns that some banks have been closing branches and removing ATMs, which can make it difficult for certain groups to withdraw and deposit money safely.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Crime and Law Enforcement
Full bill text is not yet cached locally.
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