S3798Reported by Committee

Safe Access to Cash Act of 2026

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-02-05
Introduced
2
Cosponsors
S
ⓘ
Type

Sponsor

Ted Cruz
Ted Cruz
Republican · TX · Senator
Votes with party: 74.0% (813 recorded votes)
Top industries funding sponsor:
  • Conservative Groups$464k

Full profile: /officials/C001098

Source: Congress.gov · FEC

Cosponsors (2)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Placed on Senate Legislative Calendar under General Orders. Calendar No. 350.

2026-03-05

Source: Congress.gov

Committee Activity

Currently in

Previously

Plain-English Summary

This bill would require banks and financial institutions to maintain adequate access to cash for customers, making it illegal for them to eliminate in-person teller services or ATMs in ways that deny people reasonable access to their own money. The law aims to protect consumers—especially elderly people, rural residents, and those without reliable internet access—from being forced into digital-only banking when they prefer or need to use physical cash. It addresses concerns that some banks have been closing branches and removing ATMs, which can make it difficult for certain groups to withdraw and deposit money safely.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Crime and Law Enforcement
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Open text viewRead on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.