S3849Referred to Committee
Community Bank Relief Act
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2026-02-11
Introduced
1
Cosponsors
S
ⓘType
Sponsor
Ted Cruz
Republican · TX · Senator
Votes with party: 33.1% (308 recorded votes)
Full profile: /officials/C001098
Source: Congress.gov · FEC
Cosponsors (1)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2026-02-11
Source: Congress.gov
Plain-English Summary
This bill would likely ease financial regulations and compliance requirements for smaller community banks, making it cheaper and easier for them to operate. The changes would probably help community banks compete with larger national banks and continue lending to local businesses and homeowners. Community banks, their customers, and small business owners in rural and underserved areas would be the main beneficiaries.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Finance and Financial Sector
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