S3889Referred to Committee
American Lending Fairness Act of 2026
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2026-02-12
Introduced
0
Cosponsors
S
ⓘType
Sponsor
Bernie Moreno
Republican · OH · Senator
Votes with party: 32.7% (324 recorded votes)
Full profile: /officials/M001242
Source: Congress.gov · FEC
Cosponsors (0)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2026-02-12
Source: Congress.gov
Committee Activity
Currently in
- Senate Committee on Banking, Housing, and Urban AffairsReferred To · 2026-02-12
Previously
- Banking, Housing, and Urban Affairs CommitteeReferred To · 2026-02-12
Plain-English Summary
This bill would likely establish new rules for how banks and lenders treat borrowers when making loans, potentially addressing concerns about unfair lending practices or discrimination in the loan approval process. The changes would affect banks, credit unions, and other financial institutions that issue mortgages, personal loans, and other forms of credit, as well as the millions of Americans who apply for loans. The specific details of what fairness measures it includes would depend on the bill's full text, but the intent appears to be protecting borrowers from discriminatory or predatory lending practices.
AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
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