A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

Adam B. Schiff

Democrat · CA · Senator

Source: Congress.gov · FEC

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-03-25

Source: Congress.gov

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw a rule that protected people who inherit mortgages or take over loan obligations from having to meet strict ability-to-repay requirements. If approved, this would force the agency to keep the protections in place for successors-in-interest on mortgages. The measure affects borrowers who inherit property with existing loans and the lenders who work with them.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S.J. Res. 146 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. J. RES. 146 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest''. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 25, 2026 Mr. Schiff introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors- In-Interest (79 Fed. Reg. 41631 (July 17, 2014))'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

• S4661A bill to amend the Federal Agriculture Improvement and Reform Act of 1996 to provide permanent disaster assistance for specialty crops, and for other purposes.
  Referred to Committee · 2026-06-02
• S4651A bill to amend the Federal Crop Insurance Act to increase access to Federal crop insurance for specialty crops.
  Referred to Committee · 2026-06-02
• S4652A bill to amend the Agricultural Research, Extension, and Education Reform Act of 1998 to reauthorize the specialty crop research initiative and establish a specialty crop mechanization and automation research and development program, and for other purposes.
  Referred to Committee · 2026-06-02
• S4660A bill to provide appropriations to the Secretary of Agriculture to make payments to producers of specialty crops.
  Referred to Committee · 2026-06-02