House Committee on Small Business

To establish the Ratepayer Justice Fund and a Federal process to reimburse ratepayers and communities harmed by utility and utility executive misconduct, including corruption, and to hold accountable those responsible for such misconduct, and for other purposes.

The bill would create a federal fund to compensate utility customers and communities that have suffered financial losses or harm due to misconduct by electric, gas, or water companies and their executives, such as corruption or negligence. It would also establish a process to investigate these cases and hold responsible company leaders accountable for their actions. The proposal affects millions of utility customers across the country who pay for electricity, natural gas, and water services.

To restore competition in the meatpacking industry by reducing excessive concentration and market power and ultimately reduce prices for American consumers, and for other purposes.

The proposal aims to break up the dominance of a few large companies in the meatpacking industry by giving the government stronger tools to prevent excessive concentration and reduce their market power. By increasing competition among meatpacking companies, the bill is intended to lower meat prices for consumers and create fairer conditions for smaller competitors and farmers. The measure has been sent to multiple congressional committees for review, including those overseeing competition law, commerce, small business, and agriculture.

Reshoring American Manufacturing Act of 2026

The Small Business Administration would be required to create and maintain a website to help small manufacturers find information and resources about moving their production operations back to the United States. This resource would serve as a central hub for small business owners interested in onshoring—bringing manufacturing jobs and facilities back from overseas—by providing them with relevant guidance and support options. The measure aims to make it easier for small manufacturers to access government assistance and information related to domestic production.

To protect the national security of the United States by strengthening review of foreign adversary investments in the general aviation sector, and for other purposes.

The proposal would give the government stronger authority to review and block investments in small aircraft companies and general aviation businesses if those investments come from foreign countries considered adversaries to the United States. This would help prevent potentially hostile nations from gaining access to aviation technology or infrastructure that could pose security risks. The measure affects aircraft manufacturers, aviation companies, and foreign investors interested in the U.S. aviation sector.

7(a) Program Risk Oversight Act

The legislation would change how the Small Business Administration's credit risk office reports its activities each year, likely requiring different information or a different format in their annual reports to Congress. These changes could affect how small business owners and lenders understand the risks associated with federal small business loans and loan guarantees. The bill is still in early stages and has been sent to the House Committee on Small Business for review.

Small Business Technological Advancement Act

Small Business Technological Act of 2025 This bill authorizes the Small Business Administration (SBA) to finance under the 7(a) loan program business software or cloud computing services that facilitate business operations, product or service delivery, payroll processing, human resources functions, sales and billing functions, or accounting or tracking of inventory. Such software or services include business tools that utilize artificial intelligence. The 7(a) loan program is the SBA's primary business loan program that provides loan guaranties for participating lenders to provide financing to small businesses that are otherwise unable obtain reasonable credit terms.

Small Business Lending Fraud Prevention Act

Small Business Lending Fraud Prevention Act This bill requires Small Business Administration (SBA) employees who participate in the origination, review, or approval of SBA loans to certify in writing prior to such participation that the employee does not have any conflict of interest with respect to the loan, will disclose any such conflict of interest arising after the certification is made, and understands the requirements with respect to conflicts of interest applicable SBA employees. Under current law, federal employees must disclose financial conflicts of interest with respect to a particular matter and recuse themselves from such matter (with limited exceptions upon authorization from the employee's agency designee). The SBA must issue regulations implementing the requirements of this bill.

Improving the Lives of the American People Act

I cannot provide an accurate summary because the bill's title and subjects are too vague to determine what specific policies it would actually implement. The referral to nearly every major congressional committee suggests this is either a broad omnibus bill covering many different policy areas, or a placeholder bill awaiting specific language to be added. Without knowing the actual provisions, I cannot explain in concrete terms what this bill would do or who it would affect.

Protecting Small Business Competitions Act of 2026

This bill would likely establish rules to protect small businesses from unfair competitive practices by larger companies, possibly by strengthening enforcement against anti-competitive behavior or giving small business owners more tools to challenge unfair market practices. The legislation would affect small business owners, large corporations, and potentially consumers by ensuring smaller companies have a fairer chance to compete in their markets. The specific protections would depend on the bill's final language, but the goal appears to be leveling the playing field between small and large businesses.

Delivering Priority Legislation Act

This bill has been introduced but lacks specific details about what legislation it would actually address, making it impossible to summarize its concrete effects. The bill has been referred to nearly every major House committee, suggesting it may eventually contain provisions affecting workers, businesses, veterans, agriculture, infrastructure, energy, national security, and government operations. Without knowing what specific policies the bill will contain, it's unclear who would be helped or harmed by its passage.

Child Care Small Business Insight and Improvement Act of 2026

The Small Business Administration would be required to study and report to Congress on for-profit child care businesses, examining their operations, challenges, and role in the child care market. This would help lawmakers understand how private child care companies function and what support or regulations might be needed to help working families access affordable care. The report would affect child care providers, parents seeking child care services, and policymakers considering child care policy.

National Defense Authorization Act for Fiscal Year 2027

National Defense Authorization Act for Fiscal Year 2027 This bill sets forth policies and authorities for FY2027 for Department of Defense (DOD) programs, activities, and military construction as well as the national security programs of the Department of Energy (DOE). Among other elements, the bill authorizes the procurement of various items, including aircraft and ships; sets active duty and reserve component personnel strength levels; sets policy regarding various aspects of military health care and military compensation; sets policy regarding DOD acquisitions and acquisition management, including contracting authorities and the acquisition workforce; sets policy for various matters related to DOD interactions with foreign nations, including matters concerning Israel, Europe, and the Indo-Pacific; sets policy for various matters related to DOD cybersecurity and artificial intelligence; requires DOD to include projected demand for foreign military sales in certain contexts, including munitions production planning, sustainment planning for major defense acquisition programs, and decisions regarding production rate increases of defense articles; requires DOD to establish an expedited qualification process for new domestic and allied sources of certain strategic materials, including specified metals, alloys, oxides, and magnets; authorizes specified military construction projects and extends the authorization of certain projects from previous fiscal years; and authorizes the National Nuclear Security Administration, Defense Nuclear Facilities Safety Board, Naval Petroleum Reserves, and Maritime Administration. For additional information on the National Defense Authorization Act (NDAA) see In Focus IF10516, Defense Primer: Navigating the NDAA , and In Focus IF10515, Defense Primer: The NDAA Process .

To amend the Small Business Act to provide re-entry entrepreneurship counseling and training services for incarcerated individuals, and for other purposes.

The proposal would require the Small Business Administration to offer counseling and training programs to help incarcerated people prepare to start their own businesses after release. These services would teach formerly incarcerated individuals about business planning, financing, and entrepreneurship to improve their chances of successfully re-entering the workforce and economy. The program aims to reduce recidivism by giving people leaving prison practical skills and support to become self-employed rather than returning to crime.

Native American Entrepreneurial Opportunity Act

Native American Entrepreneurial Opportunity Act This bill provides statutory authority for the establishment of the Office of Native American Affairs within the Small Business Administration (SBA). The office must establish a working relationship with Indian tribes and Native Hawaiian organizations by targeting SBA programs relating to entrepreneurial development, contracting, and capital access to (1) establish or expand small businesses owned and controlled by individuals who are members of Indian tribes or Native Hawaiian organizations, and (2) promote economic development in Indian country.

SBA Artificial Intelligence Utilization Act of 2026

SBA Artificial Intelligence Utilization Act of 2026 This bill requires the Small Business Administration (SBA) to annually report on the SBA's use of artificial intelligence and machine learning. The report must include information about (1) the benefits and risks posed by the SBA's use of artificial intelligence and machine learning; and (2) measures that the SBA can take to identify, evaluate, and manage such benefits and risks, including explanations of how the SBA can retain human involvement in decisions informed by the use of artificial intelligence or machine learning. Additionally, not later than 30 days after submitting each report, the SBA must brief the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship about the report.

Main Street Competes Act

Main Street Competes Act This bill requires the Department of Justice (DOJ) and the Federal Trade Commission (FTC) to separately report biennially to the Small Business Administration (SBA) on how such agency's enforcement of federal antitrust law has promoted competition and deterred anticompetitive conduct that harms small businesses. The reports must include the number of antitrust inquiries, investigations, and enforcement actions conducted by the agencies. Further, the SBA must report to Congress a summary of the DOJ and FTC reports that includes, as appropriate, recommendations for administration actions that may promote competition and deter anticompetitive conduct. The bill replaces a requirement that the President report annually to Congress about the role of small businesses in the economy on an industry-by-industry basis.

DLARA

Disaster Loan Accountability and Reform Act or the DLARA This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program. First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be obligated for official travel by the SBA Administrator until the report is submitted. Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans. Third, the SBA must notify Congress when the unobligated balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget. Finally, the bill requires additional oversight of the disaster loan program, including Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Oversight and Transparency for Small Business Certifications Act of 2026

Oversight and Transparency for Small Business Certifications Act of 2026 This bill requires the Small Business Administration (SBA) to report annually, as part of the President's budget submission, information about specified SBA contracting programs. The reporting requirement applies to the 8(a) Business Development program, Women-Owned Small Business Federal Contract program, HUBZone program, and Service-Disabled Veteran-Owned Small Business program. The report must include the total number of unique small business concerns certified for participation in each program, the number of applications for certification for two or more such programs, and the percentage of total applicants that received two or more certifications.

COVID Fraud Transparency Act of 2026

COVID Fraud Transparency Act of 2026 This bill requires the Small Business Administration's Office of Inspector General to report quarterly to Congress about fraud cases involving certain COVID-19 loans (e.g., Paycheck Protection Program loans). The report must include the number and total dollar amount of such loans, number of new cases of fraud and suspected fraud, number of fraud cases resolved, and types of such cases of fraud. The reporting requirements terminate two years after this bill is enacted.

Small Business Cybersecurity Assistance Evaluation Act of 2026

Small Business Cybersecurity Assistance Evaluation Act of 2026 This bill requires the Government Accountability Office to study current federal cybersecurity initiatives, programs, resources, tools, and services that assist small businesses to identify and prepare for cybersecurity threats and vulnerabilities. The study must include information about the most common cyberattacks affecting small businesses and recommendations for improving the effectiveness, awareness, and coordination of federal cybersecurity initiatives and programs.