DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO "OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS"

On 2025-04-09, Representative Nanette Diaz Barragán (D-CA-44) delivered a floor speech titled "DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO "OVERDRAFT LENDING: VERY LARG" in the House.

DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO "OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS"

Congressional Record, Volume 171 Issue 64 (Wednesday, April 9, 2025) [Congressional Record Volume 171, Number 64 (Wednesday, April 9, 2025)] [House] [Page H1533] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO ``OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS'' The SPEAKER pro tempore. Pursuant to clause 8 of rule XX, the unfinished business is the vote on passage of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Overdraft Lending: Very Large Financial Institutions'', on which the yeas and nays were ordered. The Clerk read the title of the joint resolution. The SPEAKER pro tempore. The question is on the passage of the joint resolution. This will be a 5-minute vote. The vote was taken by electronic device, and there were--yeas 217, nays 211, not voting 5, as follows: [Roll No. 96] YEAS--217 Aderholt Alford Allen Amodei (NV) Arrington Babin Bacon Baird Balderson Barr Barrett Baumgartner Bean (FL) Begich Bentz Bergman Bice Biggs (AZ) Biggs (SC) Bilirakis Boebert Bost Brecheen Bresnahan Buchanan Burchett Burlison Calvert Cammack Carey Carter (GA) Carter (TX) Ciscomani Cline Cloud Clyde Cole Collins Comer Crane Crank Crawford Crenshaw Davidson De La Cruz DesJarlais Diaz-Balart Donalds Downing Dunn (FL) Edwards Ellzey Emmer Estes Evans (CO) Ezell Fallon Fedorchak Feenstra Fine Finstad Fischbach Fitzgerald Fitzpatrick Fleischmann Flood Fong Foxx Franklin, Scott Fry Fulcher Garbarino Gill (TX) Gimenez Goldman (TX) Gonzales, Tony Gooden Gosar Graves Green (TN) Greene (GA) Griffith Grothman Guest Guthrie Hageman Hamadeh (AZ) Haridopolos Harrigan Harris (MD) Harris (NC) Harshbarger Hern (OK) Higgins (LA) Hill (AR) Hinson Houchin Hudson Huizenga Hunt Hurd (CO) Issa Jack Jackson (TX) James Johnson (LA) Johnson (SD) Jordan Joyce (OH) Joyce (PA) Kean Kelly (MS) Kelly (PA) Kennedy (UT) Kiggans (VA) Kiley (CA) Kim Knott Kustoff LaHood LaLota LaMalfa Langworthy Latta Lawler Lee (FL) Letlow Loudermilk Lucas Luna Luttrell Mace Malliotakis Maloy Mann Massie Mast McCaul McClain McClintock McCormick McDowell McGuire Messmer Meuser Miller (IL) Miller (OH) Miller (WV) Miller-Meeks Mills Moolenaar Moore (AL) Moore (NC) Moore (UT) Moore (WV) Moran Murphy Nehls Newhouse Norman Nunn (IA) Obernolte Ogles Onder Owens Patronis Perry Pfluger Reschenthaler Rogers (AL) Rogers (KY) Rose Rouzer Roy Rulli Rutherford Salazar Scalise Schmidt Schweikert Scott, Austin Self Sessions Shreve Simpson Smith (MO) Smith (NE) Smith (NJ) Smucker Spartz Stauber Stefanik Steil Steube Strong Stutzman Taylor Tenney Thompson (PA) Tiffany Timmons Turner (OH) Valadao Van Drew Van Duyne Van Orden Wagner Walberg Weber (TX) Webster (FL) Westerman Wied Wilson (SC) Wittman Womack Yakym Zinke NAYS--211 Adams Aguilar Amo Ansari Auchincloss Balint Beatty Bell Bera Beyer Bishop Bonamici Boyle (PA) Brown Brownley Budzinski Bynum Carbajal Carson Carter (LA) Casar Case Casten Castor (FL) Castro (TX) Cherfilus-McCormick Chu Cisneros Clark (MA) Clarke (NY) Cleaver Clyburn Cohen Conaway Connolly Correa Costa Courtney Craig Crockett Crow Cuellar Davids (KS) Davis (IL) Davis (NC) Dean (PA) DeGette DeLauro DelBene Deluzio DeSaulnier Dexter Dingell Doggett Elfreth Escobar Espaillat Evans (PA) Fields Figures Fletcher Foster Foushee Frankel, Lois Friedman Frost Garamendi Garcia (CA) Garcia (IL) Garcia (TX) Gillen Golden (ME) Goldman (NY) Gomez Gonzalez, V. Goodlander Gray Green, Al (TX) Harder (CA) Hayes Himes Horsford Houlahan Hoyer Hoyle (OR) Huffman Ivey Jackson (IL) Jacobs Jayapal Jeffries Johnson (GA) Johnson (TX) Kamlager-Dove Kaptur Keating Kelly (IL) Kennedy (NY) Khanna Krishnamoorthi Landsman Larsen (WA) Larson (CT) Latimer Lee (NV) Lee (PA) Leger Fernandez Levin Liccardo Lieu Lofgren Lynch Mackenzie Magaziner Mannion Matsui McBath McBride McClain Delaney McClellan McCollum McDonald Rivet McGarvey McGovern McIver Meeks Menendez Meng Mfume Min Moore (WI) Morelle Morrison Moskowitz Moulton Mrvan Mullin Nadler Neal Neguse Ocasio-Cortez Olszewski Omar Pallone Panetta Pappas Pelosi Perez Peters Pettersen Pingree Pocan Pou Pressley Quigley Ramirez Randall Raskin Riley (NY) Rivas Ross Ruiz Ryan Salinas Sanchez Scanlon Schakowsky Schneider Scholten Schrier Scott (VA) Scott, David Sewell Sherman Sherrill Simon Smith (WA) Sorensen Soto Stansbury Stanton Stevens Strickland Subramanyam Suozzi Swalwell Sykes Takano Thanedar Thompson (CA) Thompson (MS) Titus Tlaib Tokuda Tonko Torres (CA) Torres (NY) Trahan Tran Underwood Vargas Vasquez Veasey Velazquez Vindman Wasserman Schultz Waters Watson Coleman Whitesides Williams (GA) Wilson (FL) NOT VOTING--5 Barragan Gottheimer Norcross Palmer Williams (TX) Announcement by the Speaker Pro Tempore The SPEAKER pro tempore (during the vote). There are 2 minutes remaining. {time} 1623 So the joint resolution was passed. The result of the vote was announced as above recorded. A motion to reconsider was laid on the table. PERSONAL EXPLANATION Ms. BARRAGAN. Mr. Speaker, had I been present, I would have voted NAY on Roll Call No. 95 and NAY on Roll Call No. 96. ____________________

Referenced legislation: SJRES18, SJRES18