Floor SpeechNeutral2025-04-08
PROVIDING FOR CONSIDERATION OF S.J. RES. 18, DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO "OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS...
Lateefah Simon
DCA-12 · Representative
Housing
Context
On 2025-04-08, Representative Lateefah Simon (D-CA-12) delivered a floor speech titled "PROVIDING FOR CONSIDERATION OF S.J. RES. 18, DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECT" in the House.
Full Text
PROVIDING FOR CONSIDERATION OF S.J. RES. 18, DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO "OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS...
Congressional Record, Volume 171 Issue 63 (Tuesday, April 8, 2025) [Congressional Record Volume 171, Number 63 (Tuesday, April 8, 2025)] [House] [Pages H1480-H1481] From the Congressional Record Online through the Government Publishing Office [ www.gpo.gov ] PROVIDING FOR CONSIDERATION OF S.J. RES. 18, DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO ``OVERDRAFT LENDING: VERY LARGE FINANCIAL INSTITUTIONS''; PROVIDING FOR CONSIDERATION OF S.J. RES. 28, DISAPPROVING THE RULE SUBMITTED BY THE BUREAU OF CONSUMER FINANCIAL PROTECTION RELATING TO ``DEFINING LARGER PARTICIPANTS OF A MARKET FOR GENERAL-USE DIGITAL CONSUMER PAYMENT APPLICATIONS''; PROVIDING FOR CONSIDERATION OF H.R. 1526, NO ROGUE RULINGS ACT OF 2025; PROVIDING FOR CONSIDERATION OF H.R. 22, SAFEGUARD AMERICAN VOTER ELIGIBILITY ACT; AND FOR OTHER PURPOSES The SPEAKER pro tempore. Pursuant to clause 8 of rule XX, the unfinished business is the vote on ordering the previous question on the resolution (H. Res. 294) providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes, on which the yeas and nays were ordered. The Clerk read the title of the resolution. The SPEAKER pro tempore. The question is on ordering the previous question. The vote was taken by electronic device, and there were--yeas 213, nays 211, not voting 9, as follows: [Roll No. 91] YEAS--213 Aderholt Alford Allen Amodei (NV) Arrington Babin Bacon Baird Balderson Barr Barrett Baumgartner Bean (FL) Begich Bentz Bergman Bice Biggs (AZ) Biggs (SC) Bilirakis Boebert Bost Brecheen Bresnahan Buchanan Burchett Burlison Calvert Cammack Carey Carter (GA) Carter (TX) Ciscomani Cline Cloud Clyde Cole Collins Crane Crank Crawford Crenshaw Davidson De La Cruz DesJarlais Diaz-Balart Donalds Downing Dunn (FL) Edwards Ellzey Emmer Estes Evans (CO) Ezell Fallon Fedorchak Feenstra Fine Finstad Fischbach Fitzgerald Fitzpatrick Fleischmann Flood Foxx Franklin, Scott Fry Fulcher Garbarino Gimenez Goldman (TX) Gonzales, Tony Gooden Gosar Graves Green (TN) Greene (GA) Griffith Grothman Guest Guthrie Hageman Hamadeh (AZ) Haridopolos Harrigan Harris (MD) Harris (NC) Harshbarger Hern (OK) Higgins (LA) Hill (AR) Hinson Houchin Hudson Hurd (CO) Issa Jack Jackson (TX) James Johnson (LA) Johnson (SD) Jordan Joyce (OH) Joyce (PA) Kean Kelly (MS) Kelly (PA) Kennedy (UT) Kiggans (VA) Kiley (CA) Kim Knott Kustoff LaHood LaLota LaMalfa Langworthy Latta Lawler Lee (FL) Letlow Loudermilk Lucas Luna Luttrell Mace Mackenzie Malliotakis Maloy Mann Massie Mast McCaul McClain McCormick McDowell McGuire Messmer Meuser Miller (IL) Miller (OH) Miller (WV) Miller-Meeks Mills Moolenaar Moore (AL) Moore (NC) Moore (UT) Moore (WV) Moran Murphy Nehls Newhouse Norman Nunn (IA) Obernolte Ogles Onder Owens Palmer Patronis Perry Pfluger Reschenthaler Rogers (AL) Rogers (KY) Rose Rouzer Roy Rulli Rutherford Salazar Scalise Schmidt Schweikert Scott, Austin Self Sessions Shreve Simpson Smith (MO) Smith (NE) Smith (NJ) Smucker Spartz Stauber Steil Steube Strong Stutzman Taylor Tenney Thompson (PA) Tiffany Timmons Turner (OH) Valadao Van Drew Van Duyne Van Orden Wagner Walberg Weber (TX) Webster (FL) Westerman Wied Williams (TX) Wilson (SC) Wittman Womack Yakym Zinke NAYS--211 Adams Aguilar Amo Ansari Auchincloss Balint Barragan Beatty Bell Bera Beyer Bishop Bonamici Boyle (PA) Brown Brownley Budzinski Bynum Carbajal Carson Carter (LA) Casar Case Casten Castor (FL) Castro (TX) Cherfilus-McCormick Chu Cisneros Clark (MA) Clarke (NY) Cleaver Clyburn Cohen Conaway Connolly Correa Costa Courtney Craig Crockett Crow Cuellar Davids (KS) Davis (IL) Davis (NC) Dean (PA) DeGette DeLauro DelBene Deluzio DeSaulnier Dexter Dingell Doggett Elfreth Escobar Espaillat Evans (PA) Fields Figures Fletcher Foster Foushee Frankel, Lois Friedman Frost Garamendi [[Page H1481]] Garcia (CA) Garcia (IL) Garcia (TX) Gillen Golden (ME) Goldman (NY) Gomez Gonzalez, V. Goodlander Gray Green, Al (TX) Harder (CA) Hayes Himes Horsford Houlahan Hoyer Hoyle (OR) Huffman Ivey Jackson (IL) Jacobs Jayapal Jeffries Johnson (GA) Johnson (TX) Kamlager-Dove Kaptur Keating Kelly (IL) Kennedy (NY) Khanna Krishnamoorthi Landsman Larsen (WA) Larson (CT) Latimer Lee (NV) Lee (PA) Leger Fernandez Levin Liccardo Lieu Lofgren Lynch Magaziner Mannion Matsui McBath McBride McClain Delaney McClellan McCollum McDonald Rivet McGarvey McGovern McIver Meeks Menendez Meng Mfume Min Moore (WI) Morelle Morrison Moskowitz Moulton Mrvan Mullin Nadler Neal Neguse Ocasio-Cortez Olszewski Omar Pallone Panetta Pappas Pelosi Perez Peters Pettersen Pingree Pocan Pou Pressley Quigley Ramirez Randall Raskin Riley (NY) Rivas Ross Ruiz Ryan Salinas Sanchez Scanlon Schakowsky Schneider Scholten Schrier Scott (VA) Scott, David Sewell Sherman Sherrill Simon Smith (WA) Sorensen Soto Stansbury Stanton Stevens Strickland Subramanyam Suozzi Swalwell Sykes Takano Thanedar Thompson (CA) Thompson (MS) Titus Tlaib Tokuda Tonko Torres (CA) Torres (NY) Trahan Tran Underwood Vargas Vasquez Veasey Velazquez Vindman Wasserman Schultz Waters Watson Coleman Whitesides Williams (GA) Wilson (FL) NOT VOTING--9 Comer Fong Gill (TX) Gottheimer Huizenga Hunt McClintock Norcross Stefanik {time} 1512 Messrs. FIELDS, FROST, MAGAZINER, Ms. VELAZQUEZ, and Mr. HUFFMAN changed their vote from ``yea'' to ``nay.'' So the previous question was ordered. The result of the vote was announced as above recorded. The SPEAKER pro tempore. The question is on the resolution. The question was taken; and the Speaker pro tempore announced that the ayes appeared to have it. Recorded Vote Mr. McGOVERN. Mr. Speaker, I demand a recorded vote. A recorded vote was ordered. The SPEAKER pro tempore. This will be a 5-minute vote. The vote was taken by electronic device, and there were--ayes 213, noes 211, not voting 9, as follows: [Roll No. 92] AYES--213 Aderholt Alford Allen Amodei (NV) Arrington Babin Bacon Baird Balderson Barr Barrett Baumgartner Bean (FL) Begich Bentz Bergman Biggs (SC) Bilirakis Boebert Bost Brecheen Bresnahan Burchett Burlison Calvert Cammack Carey Carter (GA) Carter (TX) Ciscomani Cline Cloud Clyde Cole Collins Crane Crank Crawford Crenshaw Davidson De La Cruz DesJarlais Diaz-Balart Donalds Downing Dunn (FL) Edwards Ellzey Emmer Estes Evans (CO) Ezell Fallon Fedorchak Feenstra Fine Finstad Fischbach Fitzgerald Fitzpatrick Fleischmann Flood Foxx Franklin, Scott Fry Fulcher Garbarino Gill (TX) Gimenez Goldman (TX) Gonzales, Tony Gooden Gosar Graves Green (TN) Greene (GA) Griffith Grothman Guest Guthrie Hageman Hamadeh (AZ) Haridopolos Harrigan Harris (MD) Harris (NC) Harshbarger Hern (OK) Higgins (LA) Hill (AR) Hinson Houchin Hudson Huizenga Hunt Hurd (CO) Issa Jack Jackson (TX) James Johnson (LA) Johnson (SD) Jordan Joyce (OH) Joyce (PA) Kean Kelly (MS) Kelly (PA) Kennedy (UT) Kiggans (VA) Kiley (CA) Kim Knott Kustoff LaHood LaLota LaMalfa Langworthy Latta Lawler Lee (FL) Letlow Loudermilk Lucas Luna Luttrell Mace Mackenzie Malliotakis Maloy Mann Massie Mast McCaul McClain McClintock McCormick McDowell McGuire Messmer Meuser Miller (IL) Miller (OH) Miller-Meeks Mills Moolenaar Moore (AL) Moore (NC) Moore (UT) Moore (WV) Moran Murphy Nehls Newhouse Norman Nunn (IA) Obernolte Ogles Onder Owens Palmer Patronis Perry Pfluger Reschenthaler Rogers (AL) Rogers (KY) Rose Rouzer Roy Rulli Rutherford Salazar Scalise Schmidt Schweikert Scott, Austin Self Sessions Shreve Simpson Smith (MO) Smith (NE) Smith (NJ) Smucker Spartz Stauber Steil Steube Strong Stutzman Taylor Tenney Thompson (PA) Tiffany Timmons Turner (OH) Valadao Van Drew Van Duyne Van Orden Wagner Walberg Weber (TX) Webster (FL) Westerman Wied Williams (TX) Wilson (SC) Wittman Womack Yakym Zinke NOES--211 Adams Aguilar Amo Ansari Auchincloss Balint Barragan Beatty Bell Bera Beyer Biggs (AZ) Bishop Bonamici Boyle (PA) Brown Brownley Budzinski Bynum Carbajal Carson Carter (LA) Casar Case Casten Castor (FL) Castro (TX) Cherfilus-McCormick Chu Cisneros Clark (MA) Clarke (NY) Cleaver Clyburn Cohen Conaway Connolly Correa Costa Courtney Craig Crockett Crow Cuellar Davids (KS) Davis (IL) Davis (NC) Dean (PA) DeGette DeLauro DelBene Deluzio DeSaulnier Dexter Dingell Doggett Elfreth Escobar Espaillat Evans (PA) Fields Figures Fletcher Foster Foushee Frankel, Lois Friedman Frost Garamendi Garcia (CA) Garcia (IL) Garcia (TX) Gillen Golden (ME) Goldman (NY) Gomez Gonzalez, V. Goodlander Gray Green, Al (TX) Harder (CA) Hayes Himes Horsford Houlahan Hoyer Hoyle (OR) Huffman Ivey Jackson (IL) Jacobs Jayapal Jeffries Johnson (GA) Johnson (TX) Kamlager-Dove Kaptur Keating Kelly (IL) Kennedy (NY) Khanna Krishnamoorthi Landsman Larsen (WA) Larson (CT) Latimer Lee (NV) Lee (PA) Leger Fernandez Levin Liccardo Lieu Lofgren Lynch Magaziner Mannion Matsui McBath McBride McClain Delaney McClellan McCollum McDonald Rivet McGarvey McGovern McIver Meeks Menendez Meng Mfume Min Moore (WI) Morelle Morrison Moskowitz Moulton Mrvan Mullin Nadler Neal Neguse Ocasio-Cortez Olszewski Omar Pallone Panetta Pappas Pelosi Perez Peters Pettersen Pingree Pocan Pou Pressley Quigley Ramirez Randall Raskin Riley (NY) Rivas Ross Ruiz Ryan Salinas Sanchez
Referenced legislation: SJRES18, SJRES18, HR22, SJRES28, HRES294, HR1526