Press ReleaseBipartisan2026-07-01

Congresswoman Escobar Introduces Bipartisan VA Home Loan Navigator Act

TaxesEnvironmentDefenseTradeHousingVeterans

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This press release from Representative Veronica Escobar (D-TX) was published on 2026-07-01 and titled "Congresswoman Escobar Introduces Bipartisan VA Home Loan Navigator Act".

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Congresswoman Escobar Introduces Bipartisan VA Home Loan Navigator Act

Last week, Congresswoman Veronica Escobar (TX-16), alongside Republican Congressman Jack Bergman, introduced the VA Home Loan Navigator Act, legislation to help veterans better access and use their VA home loan benefits by providing free, independent guidance and counseling. The VA home loan is one of the most valuable benefits available to veterans, helping them and their families achieve homeownership. But unlike most VA benefits, the VA home loan program lacks a structured support system of accredited, unbiased representatives who can help veterans navigate the process from start to finish. As a result, reports find that less than 15 percent of eligible veterans use the VA home loan benefit, and others face confusion, misinformation, and housing-related scams when attempting to buy, refinance, or keep their homes. “Too often, veterans seeking home loans face confusion, misinformation, and predatory scams," said Congresswoman Escobar. "My bipartisan bill extends the same kind of support available for other VA benefits to the home loan program, giving veterans access to free, independent guidance when buying, refinancing, or fighting to stay in their homes. Our veterans and their families have sacrificed so much for our country; ensuring their much deserved benefits are working the way they're intended to is the least we can do." “Our Veterans earned the VA Home Loan benefit through their service, but too many still face unnecessary confusion when trying to use it,” said Rep. Bergman. “This important legislation helps ensure our Veterans have the same trusted support they've long relied on for other VA benefits, making it easier for them to achieve and protect the American dream of homeownership.” The VA Home Loan Navigator Act would establish a voluntary borrower support program within the Department of Veterans Affairs that connects veterans with free, qualified housing counselors trained to help veterans navigate the benefit. This bill builds on a proven model already used throughout the VA benefits system, extending independent assistance to veterans utilizing one of the most important benefits they have earned through military service. Additionally, the legislation includes strong independence and conflict-of-interest protections and provides VA enforcement authority to ensure compliance. The VA Home Loan Navigator Act would provide services at no cost to borrowers, including: Education on VA home loan benefits Assistance obtaining or resolving issues with certificates of eligibility Counseling on homebuying, refinancing, and closing Guidance on appraisal requirements, property standards, and loan documentation Assistance with loan servicing matters Counseling on loss mitigation and foreclosure prevention Coordination between borrowers, mortgage servicers, and the VA, and Education on housing costs, fees, and financial obligations. You can view the full bill text here . # # #

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Congresswoman Escobar Introduces Bipartisan VA Home Loan Navigator Act Last week, Congresswoman Veronica Escobar (TX-16), alongside Republican Congressman Jack Bergman, introduced the VA Home Loan Navigator Act, legislation to help veterans better access and use their VA home loan benefits by providing free, independent guidance and counseling. The VA home loan is one of the most valuable benefits available to veterans, helping them and their families achieve homeownership. But unlike most VA benefits, the VA home loan program lacks a structured support system of accredited, unbiased representatives who can help veterans navigate the process from start to finish. As a result, reports find that less than 15 percent of eligible veterans use the VA home loan benefit, and others face confusion, misinformation, and housing-related scams when attempting to buy, refinance, or keep their homes. “Too often, veterans seeking home loans face confusion, misinformation, and predatory scams," said Congresswoman Escobar. "My bipartisan bill extends the same kind of support available for other VA benefits to the home loan program, giving veterans access to free, independent guidance when buying, refinancing, or fighting to stay in their homes. Our veterans and their families have sacrificed so much for our country; ensuring their much deserved benefits are working the way they're intended to is the least we can do." “Our Veterans earned the VA Home Loan benefit through their service, but too many still face unnecessary confusion when trying to use it,” said Rep. Bergman. “This important legislation helps ensure our Veterans have the same trusted support they've long relied on for other VA benefits, making it easier for them to achieve and protect the American dream of homeownership.” The VA Home Loan Navigator Act would establish a voluntary borrower support program within the Department of Veterans Affairs that connects veterans with free, qualified housing counselors trained to help veterans navigate the benefit. This bill builds on a proven model already used throughout the VA benefits system, extending independent assistance to veterans utilizing one of the most important benefits they have earned through military service. Additionally, the legislation includes strong independence and conflict-of-interest protections and provides VA enforcement authority to ensure compliance. The VA Home Loan Navigator Act would provide services at no cost to borrowers, including: Education on VA home loan benefits Assistance obtaining or resolving issues with certificates of eligibility Counseling on homebuying, refinancing, and closing Guidance on appraisal requirements, property standards, and loan documentation Assistance with loan servicing matters Counseling on loss mitigation and foreclosure prevention Coordination between borrowers, mortgage servicers, and the VA, and Education on housing costs, fees, and financial obligations. You can view the full bill text here . # # #