HJRES161Referred to Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-04-30
Introduced
0
Cosponsors
HJRES
ⓘ
Type

Sponsor

Joyce Beatty
Joyce Beatty
Democrat · OH · Representative
Votes with party: 98.2% (571 recorded votes)

Full profile: /officials/B001281

Source: Congress.gov · FEC

Cosponsors (0)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

No cosponsors on record. Bills can pass without cosponsors — this often means the sponsor introduced the bill alone, either because it's a messaging bill, a chairman's mark, or simply early in the legislative cycle.

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Referred to the House Committee on Financial Services.

2026-04-30

Source: Congress.gov

Committee Activity

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Plain-English Summary

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw guidance that had warned financial institutions about illegal lending discrimination practices. This would restore the original 2012 guidance that banks and lenders must follow to avoid discriminating against borrowers based on protected characteristics like race or gender. The action would affect banks, credit unions, and other lenders that provide mortgages, auto loans, and other credit products.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.J. Res. 161 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. J. RES. 161 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)''. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 30, 2026 Mrs. Beatty submitted the following joint resolution; which was referred to the Committee on Financial Services _______________________________________________________________________ JOINT RESOLUTION Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)''. Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)'' (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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