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HR7035Referred to Committee

Credit Card Competition Act of 2026

Share:
Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-01-13
Introduced
7
Cosponsors
HR
ⓘ
Type

Sponsor

Lance Gooden
Lance Gooden
Republican · TX · Representative
Votes with party: 97.1% (648 recorded votes)

Full profile: /officials/G000589

Source: Congress.gov · FEC

Cosponsors (7)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

7 cosponsors on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Referred to the House Committee on Financial Services.

2026-01-13

Source: Congress.gov

Committee Activity

Currently in

  • House Committee on Financial ServicesReferred To · 2026-01-13

Plain-English Summary

The proposal would require credit card companies to allow customers to choose which payment network (like Visa or Mastercard) processes their transactions, rather than having the card issuer make that choice automatically. This could give consumers more options and potentially lower fees, though it would affect how credit card companies, banks, and payment networks operate their businesses. The change aims to increase competition in the credit card processing industry.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Finance and Financial Sector
Full bill text is not yet cached locally.
Open text viewRead on Congress.gov

Related legislation

Bills by the same sponsor or covering overlapping subjects.

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    Referred to Committee · 2026-06-11
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    Referred to Committee · 2026-05-07
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    Referred to Committee · 2026-02-20