S5058Referred to Committee

Staged Accident Fraud Prevention Act of 2026

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Introduced
In Committee
3
Passed One Chamber
4
Passed Both
5
Signed into Law
119th
Congress
2026-07-21
Introduced
1
Cosponsors
S
ⓘ
Type

Sponsor

Ashley Moody
Ashley Moody
Republican · FL · Senator
Votes with party: 76.0% (896 recorded votes)
Top industries funding sponsor:
  • Conservative Groups$11,211k
  • Progressive Groups$1,500k

Full profile: /officials/M001244

Source: Congress.gov · FEC

Cosponsors (1)

Members who have signed on to support this bill since introduction. Source: Congress.gov.

1 cosponsor on record at Congress.gov. The named list is syncing into Govwatch and will appear here shortly — view on Congress.gov in the meantime.

Latest Action

The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →

Read twice and referred to the Committee on Commerce, Science, and Transportation.

2026-07-21

Source: Congress.gov

Committee Activity

Currently in

Plain-English Summary

The bill would make it illegal to deliberately cause accidents involving commercial trucks and other large vehicles, a practice known as "staged collisions" that fraudsters use to collect insurance money. It would apply criminal penalties to people who plan or participate in these fake accidents, protecting truck drivers, insurance companies, and the public from this type of fraud. The measure aims to reduce injuries and deaths caused by intentional crashes while lowering insurance costs that result from fraudulent claims.

AI-assisted summary generated from the official bill metadata (title, subjects, actions) sourced from Congress.gov. Cached and reviewed. Always verify against the official text linked below.

Subjects

Transportation and Public Works

Full Bill Text

Verbatim text published on Congress.gov via GovInfo. Use Cmd+F / Ctrl+F to search within this excerpt.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 5058 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 5058 To amend title 49, United States Code, to prohibit staged collisions with commercial motor vehicles, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES July 21, 2026 Mrs. Moody introduced the following bill; which was read twice and referred to the Committee on Commerce, Science, and Transportation _______________________________________________________________________ A BILL To amend title 49, United States Code, to prohibit staged collisions with commercial motor vehicles, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Staged Accident Fraud Prevention Act of 2026''. SEC. 2. STAGING OF MOTOR VEHICLE COLLISIONS WITH COMMERCIAL MOTOR VEHICLES. (a) In General.--Chapter 805 of title 49, United States Code, is amended by adding at the end the following: ``Sec. 80505. Staging of motor vehicle collisions with commercial motor vehicles ``(a) Penalty for Staging Collision.--A person operating a motor vehicle who intentionally causes a collision with a commercial motor vehicle (as defined in section 31101) shall be fined under title 18, imprisoned for not more than 20 years, or both. ``(b) Penalty for Staging Collision Causing Serious Bodily Injury.--A person operating a motor vehicle who intentionally causes a collision with a commercial motor vehicle (as defined in section 31101) that results in serious bodily injury or death to another person shall be fined under title 18, imprisoned for not less than 20 years, or both. ``(c) Penalty for Arranging Staged Collisions.--A person who arranges for another person to cause a collision described in subsection (a) or (b) shall be fined or imprisoned, or both, under-- ``(1) subsection (a), in the case of a collision described in that subsection; or ``(2) subsection (b), in the case of a collision described in that subsection. ``(d) Limitation on Prosecution.--A person may not be prosecuted for an act under this section if the person has been convicted or acquitted on the merits for the same act under the laws of a State, the District of Columbia, or a territory or possession of the United States.''. (b) Clerical Amendment.--The analysis for chapter 805 of title 49, United States Code, is amended by adding at the end the following: ``80505. Staging of motor vehicle collisions with commercial motor vehicles.''. <all>
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